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According to the consumer fraud report these are the top scams at the moment that you should be aware

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of.

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These are also known as social engineering attacks.

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Social engineering is a term used in the security industry to refer to attacks that central weaknesses

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in the human being.

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So the first is this one which is Internet merchants scams.

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You can see here you purchased something online but it is either never delivered or it is not what it

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claimed it was or it's simply defective.

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Very common.

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The most common phishing and spoofed e-mails we have discussed these already e-mails and messages that

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pretend to be from a company organization government agency or something like that trying to get you

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to perform an action click on a link and provide personal details or download a file and the file turns

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out to be malware as top on the list of social engineering attacks attempted fraud or attempted Combs.

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And then you have fake prizes sweepstakes free gifts lottery scams you receive an e-mail claiming you

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have won a prize lottery or gift.

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And you only have to pay a small fee to claim it or cover handling costs.

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No genuine lottery asks for money to pay fees or notifies its winners via email paying upfront fees

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for anything is a sign that something is wrong.

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This is a classic scam and it's called the advance fee fraud you got fake check payments.

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So you sell something online or through Craigslist or something like that and you're paid with some

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sort of phony check recovery and refund companies a scammer contact you and claims you owe money on

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a debt or the scammer offers to recover the money that you've lost in a previous scam.

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Don't believe it.

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Computer performance scams like equipment and software scammers claim to offer technical support for

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computer problems and charge a fee to fix non-existent problems like the ad where we went through the

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claims that there was nonexistent malware on the machine.

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But if you buy their product by magic it will be gone.

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Another scam scholarship student loan and financial aid scams.

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For a fee a research company offers to conduct a customized search for scholarships for grants for students

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to apply for.

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Scammers take the money and run or provide just to worthless.

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This and the online dating scams fake profiles of scammers posing as attractive men and women.

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They then claim they need money to help in an emergency.

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Typically when they claim to be out of the country on a business trip I mean I know at least one person

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that this has happened to personally and they fell for in fact I think I know two people that have fallen

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for this trick and they're actually both women.

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Facebook fake friends scam.

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Did you ever get a friend request from Facebook from someone that you already thought that you had friended.

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If you accept you may have friended a scammer con artist nurtures a relationship online builds trust

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and tries to then come binge you to send them money because they're a victim of some sort of crisis.

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EBay an auction seller scams scammers posing as buyers convince sellers into shipping goods prior to

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receiving payment.

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Usually the fake buyer claims it's an emergency like a child's birthday and asks the seller to ship

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the same day the seller receives an email that appears as though it came from Paypal or whoever the

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payment company is for the payment.

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But emails like that are easy for the scammer to fake.

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You should always check with your payment company on their website to make sure the payment is actually

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there.

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My mother actually had a couple of people contact her when she tried to sell something on a local listings

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site that because she is well wised to these sorts of scams because of me.

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She told them where to go but she said she could see how people could be easily fooled and that they

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were really pushy and aggressive to get to send the goods before payment.

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They were somewhere not in the country where the item was being sold which is always a warning sign.

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They also ask for lots of personal information up front.

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Don't give it.

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They will try to use this information don't even provide your full name.

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Use your first name fine or even a fake name.

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A great Web site for keeping up to date with the latest scams is this one the consumer fraud reporting

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Web site.

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And there's also a UK one which is very good which is action fraud and which is from the UK police.

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We discuss ways to avoid these sorts of social engineering scams both through changing our behavior

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and also through technical security controls throughout the course.